:root {
  --navy: #1c3d6e;
  --navy-dark: #122846;
  --amber: #d9663d;
  --amber-dark: #b8502c;
  --text: #1c1c1e;
  --gray: #6e6e73;
  --bg-soft: #f7f7f8;
  --border: #e5e5ea;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  line-height: 1.6;
}
a { color: var(--navy); text-decoration: none; }
img { max-width: 100%; display: block; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

/* Nav */
.nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 0; border-bottom: 1px solid var(--border);
}
.nav .brand { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 18px; color: var(--navy); }
.nav .brand img { width: 32px; height: 32px; border-radius: 8px; }
.nav .links { display: flex; align-items: center; gap: 28px; }
.nav .links a { color: var(--text); font-size: 15px; font-weight: 500; }
.nav .links a:hover { color: var(--navy); }

.btn {
  display: inline-block; padding: 12px 24px; border-radius: 10px;
  background: var(--amber); color: white; font-weight: 600; font-size: 15px;
  border: none; cursor: pointer;
}
.btn:hover { background: var(--amber-dark); }
.btn-ghost { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-ghost:hover { background: var(--navy); color: white; }

/* Hero */
.hero {
  padding: 80px 0 60px; text-align: center;
  background: linear-gradient(180deg, #f0f4fa 0%, #ffffff 100%);
}
.hero img.icon { width: 96px; height: 96px; border-radius: 22px; margin: 0 auto 28px; box-shadow: 0 8px 24px rgba(28,61,110,0.18); }
.hero h1 { font-size: 42px; line-height: 1.15; margin: 0 0 16px; color: var(--navy-dark); max-width: 700px; margin-inline: auto; }
.hero p.sub { font-size: 19px; color: var(--gray); max-width: 560px; margin: 0 auto 32px; }
.hero .ctas { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

@media (max-width: 680px) {
  .hero h1 { font-size: 30px; }
  .nav .links { display: none; }
}

/* Features */
.section { padding: 72px 0; }
.section h2 { font-size: 28px; text-align: center; color: var(--navy-dark); margin: 0 0 12px; }
.section p.lead { text-align: center; color: var(--gray); max-width: 560px; margin: 0 auto 48px; font-size: 16px; }

.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
@media (max-width: 820px) { .grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .grid { grid-template-columns: 1fr; } }

.card { padding: 28px; border-radius: 16px; background: var(--bg-soft); border: 1px solid var(--border); }
.card .emoji { font-size: 30px; margin-bottom: 14px; display: block; }
.card h3 { font-size: 17px; margin: 0 0 8px; color: var(--navy-dark); }
.card p { font-size: 14.5px; color: var(--gray); margin: 0; }

/* Business CTA band */
.band {
  background: var(--navy); color: white; padding: 64px 0; text-align: center;
}
.band h2 { color: white; }
.band p { color: rgba(255,255,255,0.78); max-width: 560px; margin: 0 auto 28px; font-size: 16px; }
.band .btn-ghost { border-color: white; color: white; }
.band .btn-ghost:hover { background: white; color: var(--navy); }

/* Footer */
footer {
  border-top: 1px solid var(--border); padding: 36px 0; text-align: center;
  color: var(--gray); font-size: 14px;
}
footer a { color: var(--gray); margin: 0 10px; }
footer a:hover { color: var(--navy); }

/* Privacy page reuse */
.doc { max-width: 700px; margin: 0 auto; padding: 48px 20px 80px; }
.doc h1 { font-size: 1.8rem; margin-bottom: 4px; color: var(--navy-dark); }
.doc .updated { color: var(--gray); font-size: 0.9rem; margin-bottom: 32px; }
.doc h2 { font-size: 1.2rem; margin-top: 32px; color: var(--navy-dark); }
.doc ul { padding-left: 1.3em; }